Have you ever thought, “Oh, that will never happen to me…”? If we’re honest, we all have – and then inevitably, never happens.

You lose that job that was so secure.

You receive the diagnosis that you never thought you would receive – and all the bills that come with it.

Someone you love dies suddenly and you’re left to pick up the financial pieces – while navigating crippling emotions.

Unfortunately, never happens all the time – that’s the bad news.

The good news: It’s NEVER too late to make a change. It’s NEVER too late to ask for help. It’s NEVER too late to start again.