According to a new poll, “a majority of middle-class Americans are experiencing financial hardship that they expect will continue for the rest of their lives.

Findings published by the National True Cost of Living Coalition show that 65% of Americans whose incomes are 200% above the national poverty line – which is about $62,300 for a family of four, often considered middle class – said they are struggling financially.

Respondents include those with high school diplomas and graduate degrees as well as blue- and white-collar workers who live in both rural and urban America.”

The good news: It’s NEVER too late to make a change. It’s NEVER too late to ask for help. It’s NEVER too late to start again.