One month into the New Year and hopefully you have used the past few weeks to adopt (and stick to!) some new financial behaviors that are already positively impacting your finances. As Colleen McCreary observes, “This last year taught us how important it is to have a handle on our finances in the event that the unexpected happens.” Knowing that we need to make financial preparations, and actually carrying them out, can be two completely different things though, so if you haven’t found financial habits that suit you and your family just yet, why not try one – or all – of these tips and tricks!