“People have long financed purchases … cars, houses, and in the 1800s, farm equipment, sewing machines, and other necessities. But the trendy modern version known as BNPL (buy-now, pay -later) has exploded lately, thanks to a combination of proliferating installment-plan offers and a buying frenzy during the pandemic, as people stuck at home turned to […]

Heading into the holidays without a plan for your money can set you up for a financial disaster in the new year: “According to the National Retail Federation (NRF), shoppers plan to spend nearly $1,000 on average during the holiday season. Spending on gifts accounts for $650, while food, decorations, and other non-gift items make […]

Usually not. While a bankruptcy filing is technically public record, it is not easily available information for most people to find. Bankruptcy information is on a court database that is not searchable from websites like Google or Yahoo.

Spring time cleaning isn’t just for your junk drawers and closets! Here are some key points to consider when you spring clean your finances this year.

Growing a healthy financial rapport with your significant other is an important, and often overlooked, part of a thriving relationship. As Vicki Cook and Amy Blacklock of Women Who Money state: “Doing the work … will put you on the path to a brighter financial future. It’s so beneficial to understand your money “history” and […]

Leave a debt unpaid long enough and chances are you will receive multiple daily reminders of the unpaid balance, late fees, accruing interest and potential legal actions that will be taken against you. It is stressful enough to know that you aren’t able to meet a financial obligation, but add unsavory collections practices to mounting […]

One month into the New Year and hopefully you have used the past few weeks to adopt (and stick to!) some new financial behaviors that are already positively impacting your finances. As Colleen McCreary observes, “This last year taught us how important it is to have a handle on our finances in the event that […]

“According to the most recent Census Household Pulse survey, a staggering 10 million plus households in the United States, nearly one-fourth of the nation’s renters, are behind on rent.” What does this mean for landlords and renters going forward? Irina Ivanova explores the implications.

Debt collection is a multi-step process: Creditors can contact you to collect on a debt, but keep in mind that they may not make any idle or illegal threats – such as throwing you in jail, reporting you to social services, or taking belongings that aren’t connected to the debt itself. They can sue you […]

One good way to plan for a purposeful year is to set goals that will enable you to accomplish the vision you have for your year ahead. Make sure your goals are SMART: Specific: General goals are good start, however try to make goals as specific as possible. Measurable: Goals must be measurable so you […]