Veronica Matthews and Nicole Dow of The Penny Hoarder aren’t kidding when they write, “Back-to-school season comes around the same time every year, but like the holidays, it has a tendency to sneak up on parents — and their bank accounts. With inflation and up-and-down gas prices, back-to-school is shaping up to be an even […]

Breck Dumas reports for Fox Business that, “young people are at risk of being sent out into the world without the necessary knowledge to make sound financial decisions that will set them up for future success.” Startingly, he points out that, “the vast majority of U.S. states do not require high school students to take […]

An article posted by Oklahoma Central CU starts quite frankly by stating: “Few people are lucky enough to have no experience with financial issues.” I couldn’t agree more. They continue by pointing out that, “…many of us face the same struggles and challenges when it comes to building financial security, saving money, and adjusting to […]

Budget for everything – even your groceries! Spending consciously when you’re at the store is a game changer. Switch Cable or Phone Services. There may be cheaper options available. Unsubscribe from Unnecessary Monthly Subscriptions. Many apps, streaming services and food companies offer convenient monthly payment models, but you may be falling prey to excessive subscriptions. […]

“Our society has a giant problem: most people are financially illiterate. And it’s not even their fault. Because we don’t learn how to manage money as kids, we are easily convinced by corporations to go into debt as young adults—buying things we don’t need, with money we don’t have, to impress people we don’t like. […]

Are you ahead of the crowd? Have you already filed your tax returns? Did you receive a tax refund? Now let me ask you this: What have you done to help your future self with those unexpected funds? While tax refunds can get some pushback as being an interest free loan to the federal government, […]

Mounting debt isn’t the only thing on people’s minds these days. Rising cost of living and price increases seem to be touching every aspect of our daily lives and with gas prices continuing their upward trend, expert Dave Ramsey weighs in on how to save money with uncertainty at the pump. It’s only natural to […]

It’s time to give up – that’s right, I said it! But please don’t misunderstand my sentiment. It is time to give up, but not in the way that you might be thinking. It is time to give up on judging your past financial mistakes. It is time to give up on trying to keep […]

Filing a bankruptcy petition stops all mortgage foreclosure actions currently underway, as well as preventing them from beginning in the future. Chapter 13 bankruptcy cases also allow you to force your mortgage lender to give you up to five years to catch up on your back mortgage payments.

Happy 2022! Already a few days into the new year and it still feels strange to write, and say, 2022, but the closing of one year and the beginning of another is the perfect occasion to both look back at the past year and strategize for the year ahead. Take this opportunity to consider how […]