Needs versus wants – an ancient struggle that everyone has to face, but how do you deal with big ticket purchases? Consider this check list the next time you find yourself needing guidance and insight prior to making an expensive purchase.

Whoever said you can’t buy love was absolutely right! And not only can you not  buy love, but spending quality time with your significant other doesn’t have to come with a huge price tag either. Here are four ways to have an amazing date night – even when you’re on a budget!

Assess what is needed Establish a spending limit Establish a back-to-school shopping budget Create a sinking fund for school supplies Implement challenges to save money Be a smart shopper – think sales Figure out which expenses you can delay Plan ahead for next year Check for free or reduced-price back-to-school supplies

Want a quick tip that is good for both your pocketbook and your waistline? Pack your lunch! Did you know that eating out often is associated with weight gain and higher blood pressure? Besides being expensive, restaurant foods tend to be higher in sodium and calories. When you prepare meals at home you get to […]

“One good thing to come out of the last few years is the popularity of exploring more ‘local’ travel on a tank-full. It’s amazing how many incredible places are within a few hours’ drive from your home!” This article shares some tips and tricks for exploring your own neck of the woods with a single […]

Although there are many contributing factors to why one may declare bankruptcy, there are a few financial stressors that top most lists year after year. This article details a few of the top reasons people ultimately will file for bankruptcy relief – some of them may surprise you!

“A new survey by Bankrate found money is often a significant cause of stress for most Americans: 52 percent say money has a negative impact on their mental health, up significantly from 42 percent a year ago. Among those who say money has a negative impact on their mental health, more than 4 in 5 […]

“We all have ‘wants,’ and some things we wish to do or have are expensive,” writes Vicki Cook and Amy Blacklock. They continue, “While saving a down payment for a home or car and putting away money for a child’s education are considered ‘needs’ by some, you might also include them in the want category. […]

Most people think that fame and fortune go hand in hand, but that couldn’t be further from the truth. In fact, here are just a few famous faces who have filed for bankruptcy: Politicians Abraham Lincoln Thomas Jefferson Ulysses S. Grant George McCovern John Connally William McKinley Celebrities Burt Reynolds Natalie Cole Mickey Rooney Elton […]

Did you know that the average restaurant dish contains 60% more calories than a homemade meal? If that isn’t shocking enough, a meal eaten out also typically costs between $9 – $25 per person, which can add up to more than $200 in one week for the average family. Saving money and calories are just […]