Usually referred to as “wage earner” bankruptcy, this type of bankruptcy has become very popular over the years because of the way it deals more comprehensively with people’s financial problems.

Like all bankruptcies, Chapter 13 cases can get rid of unsecured debt, but what makes Chapter 13 cases unique is that they can also be used for such things as stopping foreclosure, lowering car payments, delaying student loan payments, and assisting with paying off back taxes or child support payments.